College application essay
How To Write College Essay Topic Of Your Choice
Sunday, August 23, 2020
Free Essays on All Schools Should Wear Uniforms
3 Steps to Acing Your Upcoming Group Interview Youââ¬â¢ve been approached in for a board meet. Perhaps youââ¬â¢re threatened. Perhaps frightened. Possibly youââ¬â¢re not even sure you comprehend what that really involves. Whatever your degree of fear, here are three simple strides to traversing your board meet tranquilly and in one piece. Stage 1: BEFOREYou reserve the privilege to ask who will be on your board. Do this. At that point inquire about each board part as well as could be expected. Youââ¬â¢ll have the option to make sense of a considerable amount and get ready better for what each may be generally quick to ask you. What does this specific gathering of individuals educate you regarding what the organization is attempting to assess?You can likewise ask to what extent (generally) the meeting should last. This will give you a nice sentiment for what amount to and fro conversation will be conceivable, how much space youââ¬â¢ll be given to pose inquiries, to what extent your answers can be, etc.Step 2: DURING Treat every individual on the board like an individual not simply one more anonymous face. This isn't an indifferent divider asking you inquiries. Every questioner on your board is another chance to make a human association and persuade that a lot more individuals in the organization what an extraordinary fit you would be.Be sure to observe everybodyââ¬â¢s name as they are presented. Record every one if that causes you recall. When responding to questions, talk straightforwardly to the person who asked, yet then attempt to widen your answer out to cause the remainder of the board to feel remembered for the discussion.Step 3: AFTERYouââ¬â¢ve took in their names and put forth an attempt to interface with each board part presently thank every single one of them earnestly withâ solid eye to eye connection and a quality handshake. From that point forward, itââ¬â¢s the typical post-meet follow-up methodology. Be that as it may, recall that you have to keep in touch with one card to say thanks for each board part. It appears to be a torment, however itââ¬â¢s these little contacts that will help set you apart.The board talk with: 6 hints for previously, during, and after
Saturday, August 22, 2020
The Difficulty of Implementation of the Electronic Health Record and Research Paper
The Difficulty of Implementation of the Electronic Health Record and Ethical Dilemmas of Its Use - Research Paper Example The framework can likewise be utilized for recovery of the individual and clinical history of the patient. The presentation of such frameworks has helped the specialists stay state-of-the-art about their patients in a significantly more precise and simpler way. There are numerous points of interest of utilizing the electronic clinical record framework. The information is concentrated and at whatever point a need emerges the information of the related patient can be gotten to immediately. The utilization of the electronic clinical record framework likewise helps when a specialist has recommended a few tests for the patient. At the point when the patient completes them at a research center and there is any deferral in the recovery of the records in the printed structure, the doctor can get to the reports through the electronic clinical framework and in this way there is no postponement. It has been seen in numerous research centers that there typically is a build-up of reports to be pr inted and the presentation of the framework can help dispose of this issue. On the off chance that we contrast the electronic clinical record framework and the paper recording framework the primary significant bit of leeway that exists is the extra room. Paper recording framework requires a great deal of room while the electronic framework has no issue (KUTNEY-LEE AND KELLY, 2011). Numerous doctors who practice secretly are not all that sharp in utilizing the electronic clinical record framework as they are of the view that as their training is little and they as of now don't have a great deal of patients, the framework would be very costly for them and would not end up being efficient. There have been numerous examinations led to distinguish whether the electronic framework is powerful and at a similar financially savvy over the entire of the clinical circuit. It has been gotten from the entirety of the examination that has been directed that the electronic clinical record framewor k ends up being financially savvy for just huge medical clinics though little facilities and private doctors will think that its costly and at times even hard on their funds. Regardless of numerous reactions on the electronic clinical record framework, numerous large medical clinics have received the framework and furthermore associated with one another through a neighborhood. This substantiation between the clinics will upgrade the clinical research that is being done as they can share data and information over a protected system with no dread of losing the information or the falling of information in an inappropriate hands. A portion of the huge emergency clinics who have numerous focuses situated in various zones utilize this framework to the most noteworthy viability as they share clinical reports, therapeutic information and other data over secure system. The conveying cost of documents and desk work from one spot to the next is diminished and the information is shared with no issue and that too progressively. The sharing of the information is significantly simpler through the Electronic clinical chronicle framework (WATKINS, HASKELL, LUNDBERG, BROKEL, WILSON AND HARDIKER, 2009). Analysis There are a considerable amount of points of interest of utilizing the electronic clinical record framework yet there are still a few issues identified with cost viability and security that has caused emergency clinic administrations to shift of actualizing the Electronic clinical account framework. The worry over security is one of the most problems that are begging to be addressed on account of Electronic clinical chronicle. The issue is a genuine one the same number of specialists just as patients feel that the information isn't protected as individuals approach it in an a lot simpler path when contrasted with the paper records (JHA, BURKE, DESROSCHES, JOSHI, KRALOVEC,
Friday, August 21, 2020
Sociology Essays on Michael Jackson
Human science Essays on Michael Jackson With the end of unbelievable pop artist Michael Jackson, understudies ought to hope to be asked by their educators to compose human science papers about this dubious article theme. The notoriety of Michael Jackson had spread over the globe that his music and his persona impacted people in the general public from various ages. Expounding on the sociological hugeness of the King of Pop would at first seem, by all accounts, to be hard for understudies; here are some recommended substance for your exposition about Michael Jackson: à â â An exposition about unmistakable individuals must beginning with an individual foundation about the superstar. Give a concise anecdotal record on Michael Jackson. It would likewise be recommendable to remember a foundation for the general public the artist had lived in during his more youthful years to give a situational diagram on the sort of society the youthful Michael Jackson had steady connections. à â â Describe the impacts of the general public on the youthful Michael Jackson during his youth days. Analyze if his condition had slanted him to be an artist and if the individuals around him had constrained him somehow or another to enter the universe of diversion at such a youthful age. Give an individual view if the general public is mostly liable for youngsters in the big time to be vulnerable to the critical components of media outlets causing the debasement of the brains of these kids. This piece of your scholarly exposition must refer to Michael Jackson for instance of your own perspectives. à â â Writing articles about Michael Jackson and the general public ought to remember the gathering of society for his music and his ascent to fame with the guide of society. Express your feeling on why Jacksonââ¬â¢s music was popular with the general population, the sociological pertinence of the subjects handled by his melodies, and the effect of the singerââ¬â¢s particular character on society. Refer to models, for example, the sociological issues identified with Jacksonââ¬â¢s melodies just as people mirroring Jacksonââ¬â¢s style proclamations. à â â Examine the sociological impacts of Michael Jackson and his music had bestowed on individuals. Talk about the purposes for the huge impact the artist and his music had on the general public. You may likewise call attention to your own perspectives on the potential issues or dangers presented by this zeal of the general population on Michael Jackson. à â â Relatively, give an area in your exposition examining the positive and negative impacts of music symbols on the general public. Notice the names of probably the greatest music VIPs that had sociological impacts far and wide. Determine the destructive impacts these music legends had passed on to individuals and refer to specific occurrences that would demonstrate this awful impact of some music superstars. Count the positive ways these superstars had impacted people in general and state instances of these exemplary demonstrations. Give your own examination if the general public endures these controls done by pop icons and the manners in which that the general public can utilize this impact in advancing great aims. à â â Excessive notoriety and cash frequently makes famous people make reckless acts. This doesn't spare Michael Jackson; the contentions and issues that nagged the singerââ¬â¢s life certainly had impacts on the general public. As a major aspect of the general public, offer your input on the regular discernment and response of the citizenry just as the sociological results of these inadmissible practices for both common resident and big name. Humanism articles about Michael Jackson can be finished effectively with the assistance of these proposed substance. A decent paper about this point can be accomplished by joining a portion of this significant data.
Womens Writing Changes essays
Womens Writing Changes expositions Ladies' composing styles have changed throughout the years as ladies' jobs have changed in this world. The more that lady's jobs have changed the more that their composing changes. There are numerous motivations to represent the adjustments in ladies' composition. From the start, in the early years, ladies were not permitted to be authors. After ladies were permitted to become authors, they didn't expound on what intrigued them, they expounded on shouldn't something be said about what might intrigue men. Ladies essayists were composing for a male crowd. That before long changed ladies were expounding more on things that were important to ladies since now ladies were composing for a female crowd. Another reasons that can represent the adjustment in ladies' composing is that lady's job in life have changed. Ladies don't all have a similar job throughout everyday life, dealing with the home and family. At the point when ladies' jobs just comprised of dealing with the home, their kids, and spouse, their works were totally different than when the ladies were out on the planet doing various things. A few ladies' composing induced that they were being smothered in light of the fact that they needed progressively out of life that what the men would permit them to have. At the point when ladies felt stifled in their lives they brought that feeling into their composition. Afterward, after ladies could accomplish more with their lives and didn't feel perhaps as stifled by men, ladies' composing changed. Another reasons that can represent the adjustment in ladies' composing are the adjustment in what concerns ladies now from what the worries of ladies years back. At the point when the worries of ladies change, the composing changes as well. At a certain point the main significant worry that ladies had was their family and the home. Presently, ladies have more worries about themselves and their vocations. It's not to state that ladies are not worried about their family and home any longer, it's simply to state that now ladies have more to be worried about, and that can accoun ... <!
Friday, July 10, 2020
The Essay Sample is Essential
The Essay Sample is EssentialWhen it comes to writing or revising your essays, you can't do it without the help of descriptive essay samples. In fact, it's more than just a convenience.School papers, worksheets, essays and other academic work require a certain amount of precision and organization so that it becomes a well-organized and readable document. A guide that provides structure and guidance helps you to accomplish this task and bring out your best. The right one will help you to be an effective essay writer with ease.College students who take a class in English are usually required to write at least three different essays. These types of essays are usually one-page written documents that contain brief descriptions of the events and facts discussed in the paper. The essay samples must not be very technical because students have to make use of their knowledge and expertise in order to present their case. It must be a very well-structured piece, so that the reader could understa nd the topic, the data and the main point presented.The first type of sample is the no-spelling rule. The contents of the essay is omitted. This rule should not be applied if you want to be sure that your work is grammatically correct. In the case of grammar errors, a punctuation error or just misspelled words, you might not find it hard to correct these things. But the no-spelling rule is very effective when it comes to keeping the content concise and simple.Writing about a subject is very interesting, but it's also important to choose the right essay samples. When choosing the essay samples, try to pick from some of the most popular writers in the field. These writers know what is suitable for students who are looking for an easy, reliable and free essay writing guide.You should always take the good advicefrom someone who has already written a book on the subject. You should also consider the type of writing. If you want a lengthy essay that is a little difficult to read, then it' s better to go with the no-spelling rule, since you won't really benefit from it.When you are working on your essay, you should make sure that the composition guides are well written. Although it might seem like cheating, there are rules that can help you do so. These are examples of what to look for in the writers' books. You can use the sample essay examples to help you figure out what would be suitable for your own essay.
Thursday, July 2, 2020
Customer Satisfaction Towards Islamic Banking Finance Essay - Free Essay Example
The word bank characteristically refers to a financial intermediary that providing deposit facility and whose primary activity is to act as a payment agent for customers and borrow and lend money. (Wikipedia, 2010) Islamic banking is a system of banking or banking activity that performs the same functions as the conventional system but is constrained by the rules and principles (sharia). Sharia prohibits transaction of payment or acceptance of interest fees for the lending and accepting of money severally, commonly called Riba for specific terms, such as investing in businesses that provide goods or services considered contrary to its principles (Haraam, forbidden). Riba is an Arabic word for the predetermined return on the use of money or excessive interest. Although these principles were used as the basis prosperous economy in the early era, it is only in the late 20th century, an Islamic bank set up Muslim communities to apply these principles within the private or semi-private commercial institutions. (Wikipedia, 2010) In 1970, Islamic banking was almost unknown and considered to be fond dream. But in the twenty-first century, Islamic banking has become a substantial and fastest growing industry. The size of the industry, which was equivalent to several hundred thousand dollars in 1975, had reached several billions of dollars by 2004. On the Shariah-compliant, it is estimated between the value of total global US$200 billion and US$500 billion and is growing at an average annual rate of 10-15 percent. It is estimated that Islamic banks will control about Muslims savings from the 40-50 percent by 2009/2010, for the population of Muslims in the world in 2006 has been calculated at more than 1.2 billion. (Zaher and Hassan, 2001) According to Wilson (1995) states that Islamic banking is no longer considered as a commercial entity only to the Muslim communitys religious obligations, but more importantly, as a business it is inevitable in the care needs for winning over customers at the same time as reserving the old ones. (Wilson, 1995; Dusuki and Abdullah, 2007) By the principle, Islamic banking is also different from the conventional banking system. Riba has the same meaning as payment of interest. It is strictly forbid in Islamic banking. A few verses from the Quran, Allah is no doubt emphasized that addicting in Riba is like the invitation of the war against Allah and His Prophet Muhammad (pbuh). He is also clearly distinction between Riba and profit and also determined not to be confused between this indoctrination. Furthermore, Quran also clearly determines that to make a profit must be earned in exchange from goods and services, but not from the exchange of money itself. Islamic banks have emerged from the fundamental need to achieve this basic right of Muslims to comply with Islamic principles of banking services. (Khan et al, 2008) ISLAMIC BANKING IN MALAYSIA The Bank Islam Malaysia Berhad (Bank Islam, or BIMB) was started back in July 1, 1983 with the establishment of the first Islamic banking in Malaysia. BIMB was set up primarily to aid the financial needs of the countrys Muslims and to further stretch its services and products to the whole population at large. BIMB also was established after enacting of the Islamic Banking Act (IBA) in 1983, the IBA allowed the establishment of the first Islamic Bank in Malaysia. BIMB with a paid in capital of RM 79.9 million and an initial authorised capital of RM 500 million is carrying out its activities in an interest free basis. The bank was gradually increased its authorized and paid in capital to RM 2 billion and RM 563 million severally. In 1993, commercial banks, merchant banks and finance companies were allowed to offer Islamic banking products and services under the Islamic Banking Scheme (IBS). There are required to establish Syariah advisory committees or consultants to advise them and to ensure that the operations and activities of the bank comply with Shariah principles. (Wikipedia, 2010) BASIC CONCEPTS IN ISLAMIC BANKING The basic concepts in Islamic banking, there are some various Syariah principles used in the diverse range of Islamic banking products. The principles concerned are: Al- Wadiah principle (savings) In Al-Wadiah (safekeeping), a bank is considered as a keeper and trustee of funds. This is use under the savings and current accounts. An individual to make a deposit funds in the bank and the bank guarantees refund of the whole amount of deposit, or any part of the outstanding amount, when the depositor requires for it. The depositor, at the banks decided, may be encouraged and rewarded with hibah (gift) as a form of gratitude for the use of funds by the bank. It is similar to Demand Deposit in an interest-based conventional bank. There are two type of Wadiah, which are Wadiah yad amanah (safe custody-trust) and Wadiah yad dhamanah (guaranteed custody). Al- Mudharabah principle (profit loss sharing) Mudharabah is an arrangement or agreement between a capital provider and an entrepreneur, accordingly the entrepreneur can transfer funds for its business activity. Any profits earn will be shared between the capital provider and the entrepreneur whereby to an agreed ratio while losses are endure solely by the capital provider. Al- Musharakah principle (joint venture) This concept is normally utilized for business partnerships or joint ventures. The profits earn are shared on an agreed ratio between the partner. While the losses occurred it will be divided based on the equity participation ratio. Al- Murabahah principle (cost plus) This concept refers to the selling of goods at a price, which includes a profit margin agreed by both parties. The purchase and selling price, other costs and the profit margin must be clearly stated at the time of the sale agreement. Al- Bai Bithanman Ajil principle (deferred payment sale) Bai Bithanman Ajil (BBA) is refers to the selling of goods on a put off payment basis at a price, which includes a profit margin agreed to by both parties. It concept commonly is used for financing the acquisition of assets. Besides that, interest payment can be averted as the customer is paying the selling price which is not similar interest charged on a loan. The payment usually is based on an instalment basis payable over longer periods compared to murabahah facility repayment. Ljarah Thumma Al Bai principle (hire purchase) Al Ljarah Thumma Al Bai (AITAB) is lease agreement incorporating sale of leased assets at the end of the lease tenure. In this concept, there are involved two contracts. The first contract is Ljarah contract (leasing/renting) and the second is Bai contract (sale/purchase). Qard al Hasan principle (benevolent loan/ interest-free loan) In this, a loan is prolonged on a goodwill basis and the borrower is only needed to repay the amount borrowed. However, the borrower may at his or her discretion, pay an extra amount (without promising it) as a token of appreciation. Hibah principle (gift) Hibah is a token given voluntarily. The voluntarily payment of returns is pay by the bank to their saving accountholders. This also is a way for Islamic bank to be competitive with the conventional bank. In addition, the rate of hibah is cannot be declared up-front as otherwise this would be similar to riba or interest. (Wikipedia, 2010) BACKGROUND OF STUDY This study has been carried out to determine in customers perception towards Islamic banking. So that, there are some variable will affect customers perceptions towards Islamic banking in this main purpose of study. Based on today research, most study are referring to quality and services, staffs attitude, interest rate, professional advice, convenience, internet banking, and banks reputation and satisfaction level between Muslims and non-Muslims customer. PROBLEM STATEMENT This purpose of research wills explores and evaluates on some topics which are important information about the Islamic banking system. These kinds of knowledge are becomes an important role to helping customers to clear about the Islamic bank and their perception towards Islamic bank. Haque, Osman, and Islamil (2009) studied in factor influence selection of Islamic banking found that most of the respondents were not familiar with Islamic banking products and services. Therefore, the first problem statement is some of the customers still cant unable to differentiate the products and services that provided by Islamic banking. Nowadays, those customers are also confusing the functions that provided between Islamic banking system and conventional banking system. The second problem statement which is nowadays there are some customers think about that the Islamic banking is just provide the products and services to Muslim and not to non-Muslim. So that, in this research is to make rectify for those customers mindset towards Islamic banking because those customers involve the concept of error. Therefore, the research question which is What are the factors that will affect customers perceptions towards Islamic banking? RESEARCH OBJECTIVE The research objective of this study is to find out the variable that will affect customers satisfaction level towards Islamic banking. To investigate the relationship between quality of services and the satisfaction level of Muslims or non-Muslims customer. To explore the relationship between staffs attitude and the satisfaction level of Muslims or non-Muslims customer. To examine the relationship between interest rate and the satisfaction level of Muslims or non-Muslims customer. To determine the relationship between professional advice and the satisfaction level of Muslims or non-Muslims customer. To investigate the relationship between convenience and the satisfaction level of Muslims or non-Muslims customer. To explore the relationship between internet banking and satisfaction level of Muslims or non-Muslims customer. To examine the relationship between banks reputation and satisfaction level of Muslims or non-Muslims customer. SIGNIFICANT OF STUDY This research can provide the variables which is affecting the relationship between satisfaction level of Muslims and non-Muslims customer towards Islamic banking. Through this study, customer will have a clearly picture about Islamic banking system and their products and services. Such as, the basic concepts in lslamic banking, there are some various syariah principles used in the diverse range of Islamic banking is clearly presented in this research. In addition, this research also will provide some insight of customers perceptions that arouse positive attitude towards Islamic banking. It will influence the customer to use the products and services or not. Besides that, this study will bring out a lot of useful information to the Islamic banking which are the customers preferences on the products and services that provided by them. Therefore, the Islamic banking can more understand their customers needed. SCOPE OF STUDY This scope of study will focus on perception of all the Muslim or non-Muslim residents who are state in Malacca. By conducting this research, those who are under 18 years old are not conducted in this research because they are still unable to apply the products or services by the bank. This research will distribute minimum 200 pieces of surveys forms around Bukit Beruang, Melaka Raya and Ayer Keroh areas. In this research, is to investigate what are the variables that will affect the customers satisfaction level towards Islamic banking in market. LIMITATION OF STUDY The first limitation of this study is the limitation of time. Within the short period of four months, I dont really have a proper time to do my research. As this research are required to find lots of journals, articles and other relevant information, etc. Due to the time of customize, I was unable to perform a better quality for my research. The second limitation is some of the respondents who are lack of knowledge about Islamic banking or they have limited knowledge of banking system, so they will simplified answered the questions. In addition, some respondents who are rushing time and no read through the questions and make an answered. ORGANIZATION OF RESEARCH PROJECT There will be five chapters in this research: Chapter one is covering the introduction of the research topic and the research of the background study. A problem statement is clearly states the research problem that need to be solved and the research objective are writing about the purpose of this research. Besides that, signification of study, scope of study, limitation of study and the organization of research project also included in this chapter. Chapter two is writing about literature review. Literature review also can be defined as a summary or overview of journals that related to this research topic customers perception towards Islamic banking. Those journals are will bring out clearly information and knowledge about the Islamic banking. Chapter three is about the research methodology. It will present theoretical framework, hypothesis development, research design and sampling and data collection. The model specification and estimation procedures will be prepare in theoretical framework. In the research design, that questionnaire have been created for survey those target prospects. Then for the sampling and data collection, it is the definition of the dependent and independent variables and sources of data. Chapter four is the data analysis for this research project. The data analysis is a process of collection, research, transformation, modelling and prominent objective data, and useful information to show the result to support the decision-making. Moreover, Statistical Package of Social Science (SPSS) Software Version 16 will be used in this chapter to calculate and analyse the data, which are frequency, reliability, coefficients, and T-test method. Chapter five have involved the discussion, limitation, recommendation for future study, social contribution, and the overall conclusion of this research study. CHAPTER TWO LITERATURE REVIEW 2.1 INTRODUCTION In this chapter two is about literature review. I will review other journals that relevant to this research topic. In the 2.2, those journals are investigating the demographic affect the consumers satisfaction level. In the 2.3, those journals are investigating the quality and services. In the 2.4, those journals are discussing staffs attitude. In the 2.5, those journals are indicating interest rate. In the 2.6, those journals are investigating professional advice. In the 2.7, those journals are discussing convenience. In the 2.8, those journals are indicating internet banking. In the 2.9, those journals are discussing banks reputation. 2.2 DEMOGRAPHIC Demographic variables which are gender, age, household income, educational level, and occupation are considered to be important role in customers adoption behaviour in banking. (Wan, Luk, Chow, 2005) 2.2.1 RELIGION AND KNOWLEDGE According to Haque, Osman, and Ismail (2009), religion and knowledge are playing an important role to select a bank. Researcher found that most of the customer lack of knowledge about the Islamic banking products like Muderaba, Murabahah, Wadiah etc., but they will buy these products for the reason of religion. Metawa and Almossawi (1998) found the religion was the primary factor affect customers perception in the selection of Islamic banking system and not the return on their investment. Most of the customers were recognising from the fundamental products and services of Islamic banks but they dun have the knowledge about complex Islamic financial system. Naser et al., (1999) do a survey showed that most of the customers just have a little knowledge about the specific products like Mudarabah and Murabahah. But most of the customers do not use these products before. 2.2.2 AGE GROUP 2.3 QUALITY AND SERVICES Lewis and Booms, (1983); Lehtinen and Lehtinen, (1982); Gronroos, (1984); Parasuraman et al., (1985, 1988, 1994) stated service quality is the outcome of the comparison customers make between the services what they expect (expectation) and what they actually receive (perception). Cronin and Taylor, (1992) said that service quality is an important factor of customer satisfaction. Parasuraman et al. (1988) used the SERVQUAL method to measuring the service quality of a firm and representing five dimensions: reliability, responsiveness, tangibles, assurance, and empathy. According to Othman and Owen (2001a), the SERVQUAL was affords technology techniques for measuring and managing service quality. So it has proven to be the most popular tools for measuring service quality. Compared to other service industries, Islamic banking industry operate under different principles and cultures. Therefore an extra dimension must be added to the SERVQUAL method. The developed an instrument called CARTER. It is to measure service quality in Islamic banking. Besides that, to the existing five dimensions in SERVQUAL; CARTER combines with an extra dimension which is Compliance with Islamic Law. This five dimensions which are run-on Islamic law and principles, no interest neither paid nor taken on savings and loans, provision of Islamic products and services, provision of free interest loans and provision of profit- sharing products. Kuwait Finance House (KFH), Othman and Owen (2001b) used this model to measure and managing the important of service quality in the Islamic banking industry. They found that quality, satisfaction and service encounter have a positive link. The finding certified the legality of this model for measuring quality of services in Islamic banks. Furthermore, all of CARTERs six dimensions were rated highly by KFH customers. CARTERs six dimensions were conceptualised as a proposed framework for measuring quality of services in Islamic banks. Table 1: CARTERs six dimensions as follows: DIMENSIONS DEFINITION COMPLIANCE Means the ability to comply with Islamic Law and operate under the principles of Islamic banking and economy. ASSURANCE Means the knowledge and courtesy of employees and their ability to convery trust and confidence. It also includes verbal and written communication between bank staff and customers. RELIABILITY Means the ability to perform the promised service, dependability and accuracy. TANIBLES Means the appearance of physical facilities, equipment, personnel, and communication materials. EMPATHY Means caring, individualised attention which the Islamic bank provides for its customers. RESPONSIVENESS Means the willingness to help customers and provide prompt service. Sorce: Othman and Owen (2001a) 2.4 STAFFS ATTITUDE 2.5 INTEREST RATE 2.6 PROFESSIONAL ADVICE Lorienc (2003) showed that most of the customers make a transaction were likely used the face-to-face interaction with the tellers or banks staff. Their researchs result found that 87 percent of customers were used to visit cashier, 83 percent were visit ATM, and 3 percent were uses internet banking. The suggested from researcher was the banks must have to keep their management staff highly trained and professional if the banks want to have best competition with their opponent. Its because they have to attract and satisfy their customer with direct interaction. 2.7 CONVENIENCE 2.8 INTERNET BANKING 2.9 BANKS REPUTATION Haque, Osman, and Ismail (2009) state that banks name and reputation are strongly affect customer selecting a bank. They investigate that reputation and image factor are demonstrated as one of the important criteria in the banking selection decision.
Wednesday, May 20, 2020
Literary Analysis Of Robert Frosts Mending Wall - 1031 Words
To build a wall ââ¬Å"Mending Wallâ⬠is a poem written in Robert Frostââ¬â¢s second book of poetry, ââ¬Å"North of Bostonâ⬠. This poem tells a story about the so called crucial part of every piece of property, a fence, and the advantages and disadvantages that seem to come with having a fence in your property.This poem involves two neighbors who hold opposite answers as to weather the wall should stay or go. Though the speaker presents himself as an enlightened person and his neighbor as a foolish prisoner of outdated traditions, the poem itself exposes the speaker as quite narrow minded and ends up revealing the actual value in the traditions he dismisses. Robert frost is showing the distinction between two different lifestyles within theâ⬠¦show more contentâ⬠¦He expresses that is healthy for them to separate and keep them from intertwining their lives together. The speaker believes in his argument of doing away with the wall. He even believes that mother nature agrees wit h him as well and puts disasters their way on purpose. The first couple lines of the poem explain it, ââ¬Å"Something there is that doesnââ¬â¢t love a wall, That sends the frozen-ground-swell under it, And spills the upper boulders in the sun..â⬠The two individuals are constantly having to repair a wall that is unnecessary to their property. It is unnatural to the both of them, yet they both come together to repair it as spring rolls around every year. The wall is actually bringing the two opposing neighbors together. It is an agreement to mend what is broken; the wall but also their relationship. Frost explains that the neighbors ââ¬Å"meet to walk the lineâ⬠. They are both coming together to repair the damage done to the wall. The wall is making them have a partnership they wouldnt have had before. The title ââ¬Å"Mending Wallââ¬â¢ can be significant for literal and figurative reasons. Although there is a wall it is able to mend the two together by preparing th e wall. They both put in the same amount of effort and hard work to make the wall the best it can be.â⬠We wear our fingers rough with handling them Separation is once again uniting. Although on opposite sides of the wall they have the capability of coming together as a team. In the beginningShow MoreRelatedStopping By The Woods Essay1012 Words à |à 5 Pagesaspects of revelation. Exploration of self and the wider world is a multifaceted component, manipulated to be found in all aspects of life. Composers such as Robert Frost and David Wilkie incorporate these notions into their literary works. Robert Frost dexterously composed the poems Stopping by the woods on a snowy evening and Mending Wall to reflect the ambiguous nature of manââ¬â¢s interpretive expeditions. Similarly, David Wilkie adapts Titanââ¬â¢s 16th century ââ¬ËSupper at Emmausââ¬â¢ to his 19th CenturyRead MoreUsing Denotative And Connotative Meanings LA Essay1298 Words à |à 6 Pagesmake sure you hav e met the expected criteria for the assignment. When you have finished, submit your work to your teacher. 1. Effect of Connotative Meanings a. Find and record six examples of connotative meaning from Ronald Reaganââ¬â¢s ââ¬Å"Tear Down This Wallâ⬠speech. Then note whether the word or phrase has a negative or a positive connotation and the effect Reagan was trying to achieve by using it. Type your response here: Germany in a gash of barbed wire has a negative connotation Concrete has positiveRead MoreLiterature and South Africa6676 Words à |à 27 Pagesfunctioning semiotic system. In this essay, the poem Mending Wall by Robert Frost is going to be used to describe how meaning are produced by codes, by recoding and overcoding according to Lotmanââ¬â¢s semiotic theory. It is necessary to define codes and the process of interpretation before one delves in the semiotic analysis of the poem Mending Wall. As defined by Structuralist, literary codes that matter in our analysis per se are the literary signs, their overdetermination that amount to differentRead MoreLiterature and South Africa6682 Words à |à 27 Pagesfunctioning semiotic system. In this essay, the poem Mending Wall by Robert Frost is going to be used to describe how meaning are produced by codes, by recoding and overcoding according to Lotmanââ¬â¢s semiotic theory. It is necessary to define codes and the process of interpretation before one delves in the semiotic analysis of the poem Mending Wall. As defined by Structuralist, literary codes that matter in our analysis per se are the literary signs, their overdetermination that amount to differentRead MoreLiterary Devices and Their Use in Poetry1875 Words à |à 8 PagesLITERARY DEVICES AND THEIR USE IN POETRY The task set out in this essay is to examine the listed devices (accentuation, creation of hierarchies, shifts of accent, ambiguity, semanticisation and creation of relationship) of syntactic foregrounding, using examples from poems as illustration. The word ââ¬Ëforegroundingââ¬â¢ when used in a literary context means to ââ¬Ëmake strangeââ¬â¢. In other words poets use various literary and poetic devices in order to highlight a particular unit within a poem, in orderRead MoreRobert Frost : A New England Poet3698 Words à |à 15 PagesRobert Lee Frost Known for being a New England poet Robert Frost was born in San Francisco, California on March 26th, 1874. Born to a New England father William Prescott Frost Jr. and a Scottish mother Isabelle Moodie who moved to the west coast from Pennsylvania after marriage (Bailey). Both his parents were teachers and poets themselves, but his father later became a journalist with the San Francisco Evening Bulletin (Bailey). Frost spent 12 years of his life growing up in San Francisco, until
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